Debt Consolidation Lines of Credit

Florida Debt Consolidation Questions

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Debt Consolidation Florida

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More Debt Consolidation

Access money you might not know you have with a 1st Florida Mortgage Home Equity line of credit (HELOC)

  • Use as much or as little of the loan, as needed
  • Only pay interest on the amount you withdraw
  • Interest paid is generally tax deductible (consult your tax advisor)
  • $0 closing cost options
  • Close in ten days or less with our No Hassle loan process
Apply Nowor call toll-free at 1-800-905-7898.

Pay less for your loans

You could be paying less for your loans, starting today. A home equity line of credit is a variable rate loan based on the available equity in your home.

Use a HELOC to consolidate your credit card debt, pay off auto loans and personal loans, pay for educational expenses or home improvement — the choice is yours. Because HELOC interest rates are generally lower, you can save money every month with one lower payment.

The amount of the loan is based on the available equity in your home, and the interest rate is usually determined by a margin (which is fixed), plus the Prime rate (which is variable).

Access checks allow you to withdraw money when you need it. As you pay, the remaining line of credit is available to you to use any way you like.

As an added bonus, the interest you pay is generally considered to be tax-deductible, although you should contact your tax advisor for details.

Apply online today for your Florida Debt Consolidation loan or call us 800.585.6886 to lock in your debt consolidation rates!