Fixed Rate Refinance Home Loans

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Lock in today's rates and know exactly what amount you'll be paying each month

  • Low rates
  • Refinance up to 100%
  • Use cash for any reason
  • Loan amounts up to $2 million
  • Financing for single family residences or multi-unit properties
  • Less that perfect credit

Which fixed rate loan options is right for you? That depends on what your goals are. Here's a chart listing the major reasons to choose a particular loan type.

Loan Options Why choose it? Key Points
Basic Fixed Rate Loans You want the stability of a fixed principal/interest payment over the life of the loan. Down payments as low as 5%.
Reduced Rate Option You plan to stay in your home for a long time and want a lower rate. Reduced rate in exchange for limits on refinancing and early principal reduction for the first five years.
Lower Down Payment to Get Into Home Sooner You want to put down just 0% or 5%. No maximum income/earning restrictions; loan amounts up to $417,000.
Low Documentation You have excellent credit and want to avoid paperwork. Reduce documentation. As little as a 5% down payment.
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