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In addition to standard mortgages, including ARMs and multi-year fixed rate mortgages, we also offer loans designed to help you achieve specific goals

With 1st Florida Mortgage Home Loans you can borrow as much as $2 million for refinancing.

Loan Program What is it? Why choose it? Key Points
125% LTV Loan Ideal for those with little to no equity in their home, or have debt consolidation needs greater than the available equity in their homes. Since it's a home equity loan, the rate and monthly payments are fixed for the life of the loan. Borrow even more than the available equity in your home — up to 125% of the value of your home.
Cash-out Refinance A refinance transaction in which the borrower receives cash that may be used for any purpose. This loan is ideal for those wishing to take advantage of competitive rates, to swap out their current interest rate, finance a larger mortgage than their first mortgage, and take the difference in cash. Used to refinance your entire first mortgage and simultaneously take out a larger loan amount, secured by available equity in the home.
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Refinance in Florida Now or call today to find and lock in Florida home refinancing rates!