Other Home Financing Loans

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In addition to standard mortgages, including ARMs and multi-year fixed rate mortgages, we also offer loans designed to help you achieve specific goals

With 1st Florida Mortgage Home Loans you can borrow as much as $2 million for refinancing.

Loan Options Why choose it? Key Points
Home Equity Line of Credit (HELOC) You have from 5% to 10% for a down payment and want to avoid paying mortgage insurance. Combines your down payment, a first mortgage and a second mortgage (equity loan or line of credit), so that you can achieve 20% down to avoid paying mortgage insurance.
Non-conforming ("Jumbo") Loans You need to borrow more than $417,000. Loans up to $2 million. Wide variety of program options:

  • Reduced documentation loans
  • No ratio test loans
  • No income/no asset loans
  • Expanded exception programs
  • Expanded cash-out refinancing options
  • Second homes
  • Investment properties
  • Condominiums
  • Foreign nationals
West Palm Beach Applyor call toll-free at 1-800-905-7898.

West Palm Beach Home Financing Online or call today to find and lock in your best home financing rates!